ADULTING
SUCKS ASS!
KNOW YOUR COVERAGE

Be ready before you need to be.

Learn how to schedule care, understand insurance terms, and prepare important information for appointments.

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YOUR NEXT STEPS

Practical help, one step at a time.

01

Schedule your own care

Keep a list of providers, routine appointments, medications, and questions. Confirm office hours and insurance networks directly.

02

Understand your health plan

Learn premiums, deductibles, copays, coinsurance, and out-of-pocket maximums. In-network and out-of-network costs can differ substantially.

03

Urgent or emergency?

Emergency symptoms need immediate emergency care. For non-emergencies, a nurse line or urgent care may help you choose the right setting.

04

Prepare healthcare planning questions

At adulthood, medical privacy and decision-making rules change. Review any healthcare proxy or HIPAA authorization with qualified professionals.

General information, not medical advice. For urgent symptoms seek appropriate emergency care.

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Small steps. Big difference.

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