01
Questions to ask the landlord
Ask about rent, deposits, utilities, fees, maintenance, parking, guests, pets, renewals, and move-out requirements. Request written answers.
Your landlord's insurance probably doesn't cover your stuff.
Renters insurance can help protect belongings and provide liability coverage, often for a relatively modest premium. Understand what it does—and what it doesn't.
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YOUR NEXT STEPS
Practical help, one step at a time.
02
Read your lease carefully
Review payment dates, late fees, repair responsibilities, notice periods, entry rules, lease-break penalties, deposit deductions, and renewal terms before signing.
03
Watch for rental scams
Verify property ownership and landlord identity, tour the unit, compare listings, and avoid pressure to wire money or pay with gift cards.
04
Renters insurance explained
Your landlord's building insurance generally does not protect your belongings. Compare personal-property coverage, liability, loss-of-use coverage, deductibles, exclusions, and replacement-cost options.
05
Document every conversation
Keep a dated log of calls, emails, meetings, promises, repairs, and requests. Save important agreements in writing and check your local tenant protections.
Keep a record of your conversations.
Log calls, emails and meetings, check off landlord questions, and choose whether to share completion dates with an approved supporter.
Open Apartment Questions & Contact Tracker →This is general insurance education. Coverage, exclusions, claims, premiums, and legal requirements depend on the policy and jurisdiction.
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